Sometimes you might find issues in your roof that you need to be fixed immediately. If you can’t afford to pay for emergency roof repair, it’s a good idea to invest in insurance. This way, you can get a cost-effective solution to a better, long-lasting roof.
The common issue these days, though, is that homeowners assume all damage is covered by their insurance policy. This isn’t the case. Timberline Roofing and Contracting discusses the myths people believe about roof insurance and the reality behind them.
Myth: Roof Insurance Leads to Roof Replacement
Say, your roof is dilapidated and needs to be replaced. You might consider calling the insurance company for this. However, this doesn’t always play out as most homeowners hope. The point of a roof insurance claim is to restore the roof to its original condition. It doesn’t necessarily mean a roof replacement.
Myth: No Deductible Fees
You might encounter some insurance agents who tell you that you won’t have to pay anything for the claim. However, you actually do need to pay an agreed deductible fee to redeemed the insurance. This happens before your insurance is validated. Once you do, then the insurance company handles the rest of the payment when you need it.
Myth: Stains Indicate a Leaking Roof
Emergency leaking roof repairs can be part of your insurance. However, stains inside your home aren’t an automatic sign of leak damage. Check if other sources of water, like your air conditioning or plumbing, are not the cause. That way, you can claim the insurance without delay or difficulty.
Myth: Warranties Remove the Need for Insurance
A warranty certainly helps you when you need to repair the roof. That said, it’s not always as comprehensive as you think. For example, most warranties don’t cover damage caused by natural disasters.
Having a good insurance policy is beneficial when you file a roof insurance claim. This way, you can cover different types of damage, including storms and disasters.
When you need reliable and free roofing repair, Timberline Roofing and Contracting is here for you. We provide emergency repair services and assist you in filing an insurance claim. To talk about your roofing service needs in Minneapolis, Rochester or Mankato, MN, contact us today. You can call us at (612) 263-9700 in White Bear Lake or (507) 200-8880 in Austin.