Your property is susceptible to the effects of severeweather. That is why it is important to have your home protected and insured from damage caused by storms. When storm damage does happen to your home, you will want to go over your policy, identify its limitations and choose a contractor who is familiar with securing a roof insurance claim, just like Timberline Roofing and Contracting.
Here is a short guide to help you file a roof insurance claim in the event that you sustain damage to your roof because of a storm.
Make Sure You Know Your Policy
Some insurance policies may not have full coverage for roofs that are older than 10 years. Others may ask you to file a claim soon after the event. Make sure you know the specifics of your policy so you are not overwhelmed after a roof-damaging event. After all, that is not the perfect time to find out what is and is not covered.
Do Not Ignore Minor Damage
Small shingle damage caused by a storm can be difficult to identify, especially if you are assessing the roof from the ground. Even slight damage can allow water to seep through the shingles and inside your home. Schedule a professional roof inspection so you will know if you need emergency leaking roof repair or more. Unless you are experienced in roofing systems, the safest way to check your roof is to have us perform the inspection.
Set a Same Appointment With the Roofer and Insurance Adjuster
Timberline Roofing and Contracting will work with your insurance adjuster to make sure your roof is properly inspected. There may be some instances when insurance companies will bring in adjusters who are out of state to handle your claim. These adjusters may not be familiar with local building regulations. We will work closely with them to help ensure that your roof gets the repair it deserves.
We have a solid track record of assisting both residential and commercial property owners with their roof insurance claim. Call us at (612) 263-9700 so we can schedule your free in-home estimate. We serve the people of Minnesota, particularly in Rochester, Minneapolis and Mankato.